Hurricane Insurance Claims

Our professionals have assisted clients with hundreds of property and business interruption claims around the globe totaling billions of dollars.

BRG is a world-class provider of forensic accounting, construction expertise, and insurance claims services to policyholders, commercial insurance brokers, and insurers. Through BRG’s integrated client service offerings, our professionals manage the insurance claim process and have prepared hundreds of property, business interruption, and builder’s risk claims around the world, totaling billions of dollars.

Our primary objective is to prepare credible, professional, and well-documented insurance claims, per the terms of the insurance policies, that lead to timely settlements. Our deep claims and industry experience enables us to provide strategic advice and manage expectations throughout the claims process, and our fees are typically covered by the insurance policy.

While our professionals establish loss-accounting procedures, analyze detailed financial and accounting records, and develop financial models to prepare the property and business interruption claims, our clients’ management can focus on caring for employees, serving customers, and rebuilding their businesses.

Hurricane Claim Experience

BRG professionals have been retained to prepare claims after Hurricanes Laura, Zeta, Dorian, Michael, Hermine, Harvey, Irma, Maria, Matthew, Katrina, Rita, Superstorm Sandy, and others. We understand and have analyzed the financial impact of major issues that typically arise after hurricanes, including:

Wind versus flood allocations
Service interruptions
Civil authority/ingress-egress
Percentage deductibles
Mold
Water damage
Temporary versus replacement costs
Period of restoration and extended period of restoration
Wide-area damage economic impacts

Coastal Resources

BRG’s team has experienced forensic accountants, professional engineers, insurance claim specialists, and industry experts located across the US.

Diverse Industry Experience

BRG professionals have prepared property, business interruption, and contingent business interruption claims for losses involving virtually every industry, including manufacturing, oil and gas, utilities, chemicals, ports/terminals, hospitals, hospitality and gaming, retail, restaurants, higher education, transportation, and high technology, among others. In addition, we have extensive experience preparing insurance and FEMA claims for nonprofit entities.

Services

Our service offerings provide the structure necessary for preparing effective and appropriately supported insurance claims, and managing the insurance claim process.

Track property damage costs and calculate business interruption damages
Establish loss accounting and claim documentation procedures
Prepare logical, comprehensive, and well-documented claims
Coordinate with insurance broker, attorneys, claim adjuster, insurer’s consultants
Document extra expenses to continue operations and mitigate the loss