Stephen H. Shore, PhD, is the department chair and a professor in the Department of Risk Management and Insurance at Georgia State University’s Robinson College of Business.
He holds the R. Means Davis Professorship and the Kenneth Black Chair.
Before joining Georgia State’s faculty, Dr. Shore served on the faculty at the Wharton School of the University of Pennsylvania’s Department of Insurance and Risk Management (2003–2007) and the Johns Hopkins University Department of Economics (2007–2011). He also served as a deputy Treasury assistant secretary in the Office of Economic Policy (2011–2012). While at the Treasury, he was involved in the development and evaluation of programs to assist homeowners in the wake of the housing crisis.
Dr. Shore holds an undergraduate degree in economics from Princeton University (1998), where he graduated with highest honors; and a PhD in economics from Harvard University (2003). His research has been published in leading journals including the Review of Economics and Statistics, Review of Financial Studies, Journal of the American Statistical Association, Journal of Business and Economic Statistics, Journal of Human Resources, and Journal of Financial and Quantitative Analysis.
Dr. Shore’s research focuses on individuals’ income risk and consumer credit risk. Because income risk cannot be observed directly, researchers frequently look at income volatility—the variance of individuals’ income changes over time—as a useful proxy for income risk. Dr. Shore’s work has quantified variation in income volatility, both between individuals and over time. He has also identified sources of that variation, ranging from the role of parental influence or career choices to the importance of business cycles. Dr. Shore’s more recent work has evaluated programs to mitigate consumer credit delinquency and explored the role of financial contract features such a minimum payments, interest rates, and negative equity on consumers’ mortgage and credit card delinquency.”
Dr. Shore can be contacted by email through Daniel Chai, a managing director at BRG.
Employment History
Georgia State University
Department chair, Department of Risk Management and Insurance
November 2019 – present
Kenneth Black Jr. chair
November 2019 – present
Georgia State University
Interim chair, Department of Risk Management and Insurance
July – October 2019
Georgia State University
Full professor, Department of Risk Management and Insurance
2016 – present
Georgia State University (tenured 2014)
R. Means Davis Jr. CPCU Professor of Risk Management and Insurance
2015 – present
Georgia State University
Associate professor, Department of Risk Management and Insurance
2011 – 2016
Microeconomic Analysis
Deputy assistant secretary of the Treasury for Economic Policy
2011 – 2012
Johns Hopkins University
Assistant professor, Department of Economics
2007 – 2011
The Wharton School of the University of Pennsylvania
Assistant professor, Department of Insurance and Risk Management
2003 – 2007
Charles Schwab
Intern
Summer 1996
Education
Harvard University
PhD, Economics, 2003
AM, Economics, 2001
Princeton University
AB, Economics (highest honors), 1998
Professional Affiliations
American Economic Association
American Risk and Insurance Association
Community/Civic Involvement
Deputy Assistant Secretary of the Treasury for Economic Policy
Microeconomic Analysis
2011 – 2012
Norris Square Neighborhood Project, Philadelphia, PA
Board member and treasurer
2005 – 2007
