Insurance

BRG brings the appropriate blend of technical skills, objectivity, and industry expertise to advise our clients on complex insurance matters.

BRG brings the appropriate blend of technical skills, objectivity, and industry expertise to advise our clients on complex insurance matters. BRG has a broad range of experience in counseling policyholders, insurers, reinsurers, regulators, and legislators. Our experts have substantial expertise with property and casualty, as well as life and health insurance matters. BRG’s Insurance practice includes accountants, financial analysts, fraud specialists, economists, statisticians, actuaries, and former industry personnel.

Property and Casualty Insurance

BRG has significant experience analyzing large, complex liability and first-party insurance claims. Our litigation work has included analysis, expert testimony, and settlement‐related services. We have experience with a wide variety of liability insurance claims, including environmental, asbestos and other health hazards, design and construction defect, managed care, D&O, and fidelity. We also have extensive experience with first‐party insurance claims for property damage, extra expense, and loss of business income stemming from hurricanes and other weather events, fires, explosions and other loss events.

Liability Insurance

For liability insurance claims, we provide services in:

Designing and implementing claims management systems
Analyzing historical claims and estimating future liabilities
Conducting historical research on company-specific ownership; operations; product sales, distribution, and uses; and industry practices and awareness with respect to liability
Performing allocations of liability costs to insurance coverage
Analyzing and administering coverage‐in‐place agreements
Conducting statistical and probabilistic studies of claim value and potential insurance recovery in light of factual and legal uncertainties
Preparing and presenting liability insurance claims to US insurers, and London Market and other foreign insurers, and advising in settlement negotiations
Providing expert witness testimony on claims sampling studies, damages, insurance allocation, and other issues
Providing litigation support and information management services

First‐Party Insurance

For first‐party insurance claims, we provide services in:

Identifying loss areas and valuing losses
Preparing loss estimates to obtain advance payments and set appropriate reserves
Preparing comprehensive, credible claims and proof-of-loss statements
Communicating with adjusters and accountants, and coordinating efficient exchanges of information throughout the underwriters’ claim review process
Reviewing and analyzing claim adjustments
Providing expert testimony and settlement support

Life and Health Insurance

BRG has extensive experience and expertise with life and health insurance matters. We have provided strategy and management advisory services, services relating to regulatory and governmental oversight issues, litigation and dispute resolution services, and policy analysis. Our litigation experience includes multidistrict consolidated matters and class action matters.

BRG’s capabilities in the life and health insurance sector include: